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NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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Cash ISA - Fixed rate

Lock your savings away for 12-months with our Fixed rate Cash ISA. Your balance will earn a fixed interest rate, giving you a guaranteed tax-free return.

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From building your first house deposit to saving for retirement, our award-winning savings and investment app helps you save towards life’s milestones faster.

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Join 350,000 others saving for their first home & retirement.

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Our savings accounts

4.6% AER

SAVING FOR FIRST HOME OR RETIREMENT

Lifetime ISA

Save up to £4,000 per tax year

25% Gov bonus of up to £1,000

Cash (4.6% AER) or Stocks & shares

Read more about Lifetime ISA

4.8% AER

Save up to £20,000 a year tax free

Cash ISA - Easy access

Unlimited instant withdrawals

No introductory rates, penalties or fees

4.8% AER (variable)

Read more about Cash ISA - Easy access

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Guaranteed interest rate

Cash ISA - Fixed rate

Guaranteed interest rate for 12 months

Provided by Investec

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Open or transfer in minutes

Download the Tembo app and you can have an account open in under 10-minutes.

A competitive interest rate for all

We don’t buy into bonus rates. You’ll get the same rate no matter how long you’ve been with us.

Accrue interest daily

Track your interest gains in the Tembo app, and watch your savings grow over time.

UK-based support

Your money matters, to you and to us. And sometimes speaking to a human about it is a non-negotiable. Our friendly support team are UK-based, and available 7-days a week to help when you need that human touch.

FSCS government protection up to £85,000

Your funds are protected up to £85,000 by the Financial Services Compensation Scheme. This provides protection for consumers in the event that their financial institution fails.

Your cash is safeguarded and belongs only to you

Your cash is held with two established British banks - Bank of Scotland and Barclays. It is ring-fenced and there are legally binding agreements that your cash belongs only to you.